Care Advantage Plan V/s HDFC Ergo Koti Suraksha
| Features | Care Advantage Plan | HDFC Ergo Koti Suraksha |
| Co-Pay | No Co-Pay | 20% Co-Pay |
| Room Limit | No Limit | Single Pvt AC Room |
| Disease wise Sub-limit | None | Limited specific diseases like Hernia, Cataract till 75,000. |
| Restoration Benefit | Available | No such benefit |
| Pre Post Hospitalization | 30 & 60 Days | 60 & 180 Days |
| Health Checkup | NO | Preventive checkup |
| Alternate Medicine | Not Covered | Covered |
| Day Care Treatment | Available | Available |
| Domiciliary & Home Treatment | Not Covered | Covered |
| No Claim Bonus | Available (10% upto 50%) | Available (10% upto 100%) |
| Organ Donor | Covered | Covered |
| Pre-Existing Diseases Specified Diseases | After 4 yrs After 2 yrs | After 4 yrs After 2 yrs |
| New Age Treatment | Covered | Covered |
| Ambulance Cover | Available | Available |
| Mental Illness | Not Covered | Covered |
| Restoration Benefit | Yes (once a yr) | No |
| Covid 19 | Covered | Covered |
GiveMeAdvice.finance.blog 