HDFC Ergo : Among the private general insurance companies, HDFC Ergo General Insurance tops the chart with 99.8% claims settled in first 3 months of making the claim.
Incurred claim ratio of 0.12%
Features:
Hospitalization (Including COVID-19)
Pre & Post Hospitalisation (60&180)
Unlimited Day Care Treatments
Road Ambulance
Home Healthcare
Organ Donor Expenses
Alternative Treatments
Not covered:
Adventure Sport Injuries
Self inflicted injuries
War
Participation In Defence Operations
Congenital External Diseases, Defects Or Anomalies,
Treatment For Alcoholism & Drug Abuse.
For Full list & comparison, See here
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